Welcome to the Law Office of Gary E. Ainsworth, LL. B.

Barrister, Solicitor & Notary

If you need assistance in any of these matters, contact our office to set up an appointment.

Our office is completely wheelchair accessible.

Please note that there may be an initial consultation fee payable at the time of your appointment.

Or you can submit a request for information using our submission form

Gary Ainsworth

The Law Office of Gary E. Ainsworth, LL. B. can answer any questions you might have about Wills, Powers of Attorney and Estates.


The Will is the primary vehicle through which an estate plan is carried out. It matters very little what you may have expressed to others near to you regarding your estate plan and your wishes for distribution. Without a Will the final distribution of your estate may be contrary to the way you would have done it.

Some people think that just because there are only very few assets and nothing of great value that a Will is therefore not necessary. However, in such circumstances a Will is of greater value because such a small estate cannot afford the additional court costs required to appoint administrators to ensure the distribution is made in accordance with the succession laws. The court may require the administrators to purchase an administration bond which may add more unnecessary expense to your estate.

A Power of Attorney may be given to a trusted individual to look after your estate during any loss of capacity you may suffer. For a more detailed description of Powers of Attorney, click here.

Back to top


The preparation of a Will is often one of the last things a person wants to do and yet is one of the most important items a person ought to have. It can be the beginning and end of your estate planning. You will be able to direct how you want your assets to be distributed and by whom.

A Will can be used to influence the future care of your dependents by your expression of preferences in the selection of Guardians you have confidence in. Without a Will, the Court appointed Guardian may be relatives you would not have chosen to raise your children. Without a Will, no spouse or infant children surviving you, the assets of your estate will be deposited into Court and be controlled by the Official Guardian. By preparing a Will you will have greater control over the timing and final distribution of the capital of your estate. For example, you may wish to wait until your children are twenty-one (21) years of age before distribution of the capital rather than having the Official Guardian distribute it at the age of majority.

A Will can be used for effective tax planning. Although there are no longer succession duties to be connection with in Ontario, there remain taxes, which could be reduced or deferred through the properly constructed Will. This is particularly important to the small business owner.

Your Will provides the final opportunity to give to the Charity of your choice. You hae the option of giving a portion of your Estate directly to a charitable organization or establishing a charitable trust with specific charitable objects defined by you. Without a Will you cannot expect to have any charity benefitted by your Estate.

A Will overcomes certain technical irritants such as having the authority of the Executors take effect immediately rather than waiting for an Administrator to be given authority by the Court. Also, additional expenses are association with a Court appoint Administrator such as the cost of purchasing an Administration Bond. The Bond along could cost several times the cost of preparing a Will.

Back to top





  • You decide who will be your Executors.

  • Court appoints Administrators who may or may not be your first choice.

  • Minimizes the cost of probate.

  • Costs more for administration.

  • You appoint (a) Trustee(s) to hold your estate funds in trust for infant children.

  • Estate funds for children are paid to the Official Guardian to be held until age of majority (18).

  • You determine what age your children will receive the capital of the state (e.g. age 21 or 25).

  • Children will receive capital at age of majority (18).

  • Children can receive half at age 21 and balance at 25 or 30 or both.

  • No Choice.

  • You have an influence on the selection of Guardians for your children.

  • Court appointed Guardians may not be the best choice or at least your preferred choice.

Back to top


One of the most important aspects of preparing a WILL is choosing an Executor or Executrix and an alternative in the event the first is not able to serve. The person or persons chosen should know your affairs and be capable of carrying out the terms of your Will according to your wishes. For those who die intestate (i.e. without a Will) the Court appoints an Administrator or Administrators who may not be the person or persons whom you would wish to take care of this personal matter of handling your affairs.

Back to top

Guardian of your children

If you have minor children, you should consider who you would prefer to be the Guardian of your children in the event you and your spouse pass on before they reach the age of majority. The administration of the assets held in trust for the benefit of your children may be best achieved by appointing a separate Trustee who is more capable of handling such responsibilities. This Trustee will generally be appointed as Executor and trustee.

Back to top


This summary of your assets and debts will serve two important functions. First it will provide and up-to-date review of your current Estate. Second, it will provide your Executor and Lawyer with some guidelines to accomplish the administration of your estate in an efficient and effective manner.

The following heading will assist you in preparation of your peronal lists of assets and debts:
Bank Accounts, Personal Property (Significant items such as car, boat), Real Estate, Insurance (who are Beneficiaries), Investments (Stocks, Bonds, Mutual Funds, Others), Registered Retirement Savings Plans.
Mortgages, Personal Loans, Charge Cards, Other

Back to top


It is important to ensure that you provide for your loved ones who are dependent on you. Under the Ontario Family Law Act, your spouse may elect to ignore your Will and receive his or her share of the Estate provided for under that act. This aspect of your Will should be discussed with your Lawyer.

For more information on Estate Administration, click here.

Back to top

For more information on these matters kindly contact our Law Office. Our office hours are Monday to Friday 9 a.m. to 5 p.m.


If you have specific questions us.

Address: Suite 101, 294 Rink Street at Rubidge StreetGary Ainsworth Law Office
Mailing Address:
294 Rink Street, Suite 101,
Peterborough, ON K9J 2K2
Fax:: 705.749.0633

About Our Law Firm